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The gist of it

Straight-forward answers to our frequently asked questions


    Who may open an account on AgentRisk? Any individual 18 or over, who is a legal U.S. resident or a U.S. citizen (with a permanent U.S. address).

    What is the minimum amount required to invest with AgentRisk? Our account minimum is $50,000, which entitles you to an actively managed, diversified portfolio of low cost index funds enhanced with our proprietary option overlay and tax-loss harvesting strategies.

    Can I transfer a portion of an existing brokerage account to AgentRisk? Yes you can transfer all or part of your account from most brokerage firms, through a fully electronic process. Please contact for more details.

    How do I fund my account? All available methods of deposit can be found on the Interactive Brokers website here.

    What types of accounts does AgentRisk currently support? Agentrisk currently supports taxable investment accounts including individual, joint and trust accounts.

  • FEES

    Are there custodial fees associated with accounts? No, there are no fees associated with the Interactive Brokers that we automatically create for you.

    How much does AgentRisk charge for its service? What does the fee include? AgentRisk charges a monthly advisory fee based on an annual fee rate of 0.6% which includes trading and inactivity fees. The only other fee you incur is the very low fee embedded in the cost of the ETFs you will own that averages 0.12%.

    Are there exit fees due or a lockdown period if I choose to close my AgentRisk account? There are no exit fees or a lockdown period imposed.
    You can close your AgentRisk account anytime, no strings attached.

    How do you collect fees? Our fees are automatically collected every month directly from your custodial account by Interactive Brokers.

    What kind of trading commissions will I incur? You will not need to pay any commissions on trades made on your behalf by AgentRisk.

Here is why you can trust us

  • THIRD PARTY CUSTODIAN AgentRisk has chosen Interactive Brokers, one of the most trusted and established brokerage firms in the world, rated Top Online Broker for the Sixth Consecutive Year by Barron's 2016, as our brokerage partner and custodian. In accordance with SEC rules (particularly 15c3-3, the Client Protection Rules), Interactive Brokers protects client assets by segregating them and ensuring that they are not used for any other purpose, including loans to investors or institutions, corporate investment purposes, or corporate spending. Regulators and independent auditors periodically review IB financial records to ensure client's assets are accurately tracked and held separately from the firm's own holdings. It could be a civil and/or criminal violation if an investor's assets were inappropriately commingled.

  • SIPC INSURANCE Assets invested with AgentRisk are covered by SIPC insurance. When a brokerage firm is closed due to bankruptcy or other financial difficulties and client assets are missing, the Securities Investor Protection Corporation (SIPC) steps in as quickly as possible and works to return client's cash, stock and other securities. SIPC provides up to $500,000 of protection on securities held per legal entity and up to $250,000 in cash in excess of what is not recovered per legal entity. Visit for more information about SIPC.

  • NO REHYPOTHECATION When you invest with AgentRisk, your assets are held safely in a cash account. A cash account assures you that your assets are fully paid for and may not be rehypothecated (loaned out to other clients). This is in contrast to opening a margin account where you agree to loan out the securities you hold in the account as collateral to other broker/dealers and risk facing the problems that can arise for margin account clients when their stock leaves the broker/dealers custody.

  • COMPLETE CONTROL OF YOUR ACCOUNT Control of your account is and will always remain in your own hands, even if AgentRisk is acquired, goes public or ceases doing business. If AgentRisk is acquired or goes public, your brokerage account would remain in your own name and you would be free to add or withdraw money at any time. In the unlikely event AgentRisk were to cease doing business, your account would be held by our brokerage partner until you transferred your account to a new broker or chose to liquidate your account to receive a check. During this period your account would not be managed by our brokerage partner.

  • DISCLOSURE These FAQs were prepared to support the marketing of AgentRisk's investment products and offer basic information regarding AgentRisk to potential clients. All investments involve risk and may result in loss. Please click here to see our full disclosure.